Health Insurance Assistance for Orthopaedic Care
We make your surgical journey simple with clear, reliable, and patient-focused insurance support. Our dedicated team ensures a smooth and stress-free process from consultation to discharge, whether you are an individual, a family, or covered under corporate insurance.
Book AppointmentMajor Health Insurance Companies Accepted
Aditya Birla Health Insurance Co. Ltd.
Care Health Insurance Ltd. (formerly Religare)
Galaxy Health Insurance Co. Ltd.
Manipal Cigna Health Insurance Company Ltd.
Niva Bupa Health Insurance Co. Ltd. (formerly Max Bupa)
Reliance Health Insurance Co. Ltd
Star Health & Allied Insurance Co. Ltd.
Acko General Insurance
Bajaj Allianz General Insurance
Cholamandalam MS
Future Generali India Insurance
Go Digit General Insurance
HDFC ERGO General Insurance
ICICI Lombard General Insurance
Kotak Mahindra General Insurance
IFFCO Tokio General Insurance
Third Party Administrators (TPAs)
Medi Assist Insurance TPA
MDIndia Health Insurance TPA
Vision Digital Insurance TPA
Heritage Health Insurance TPA
Family Health Plan Insurance TPA
Raksha Health Insurance TPA
Vidal Health Insurance TPA
East West Assist (Volo) Insurance TPA
Medsave Health Insurance TPA
Genins India Insurance TPA
Health Insurance TPA of India
Good Health Insurance TPA
Park Mediclaim Insurance TPA
Safeway Insurance TPA
Anmol Medicare Insurance TPA
Ericson Insurance TPA
Steps to claim Insurance
- Inform the insurance desk at the time of admission.
- Share your health insurance card and proof of valid ID.
- Our team sends a pre-authorisation request to your TPA or insurer.
- Once approved, treatment is initiated.
- On discharge, we handle the final bill and send the claim documents.
- Pay any amount not covered by your policy (if applicable).
For reimbursement cases, collect all original bills and reports.
Coverage Details of Health Insurance
Health insurance coverage generally includes:
- Room and boarding charges
- Operation theatre charges
- Doctor's consultation fees
- Anaesthesia, oxygen, and surgical appliances
Refer to your policy document for exclusions, waiting periods, and sub-limits.
Why Choose Lux Hospitals?
- Cashless treatment facility with top health insurance coverage in India
- Dedicated insurance helpdesk for faster processing
- Tie-ups with leading TPAs and insurers
- Personalised support for pre-authorisation and claims
- Transparency in billing and documentation
Our focus is on making healthcare affordable and stress-free with the best health insurance in India.
Frequently Asked Questions
Is a cashless facility available for orthopaedic treatments?
Yes, we provide cashless hospitalisation for a wide range of orthopaedic procedures through our network of partnered insurers.
Will someone help me with the insurance process at the hospital?
Yes, our in-house insurance team supports you at every step, from pre-authorisation to final claim settlement.
What are the common reasons an insurance claim may not be approved?
Claims may be affected by policy exclusions, waiting periods, or incomplete documentation. We help review your eligibility in advance to avoid such issues.
How are expenses handled if insurance does not cover the full amount?
If there are any non-payable items or limits exceeded, the remaining amount can be settled directly. We ensure complete clarity on expected costs beforehand.
Are orthopaedic procedures like joint replacement or arthroscopy included under insurance?
Yes, most health insurance plans cover major orthopaedic procedures, subject to policy terms and conditions.